For accountants, bookkeepers & fractional CFOs
Your client asks about processing fees.
Make the introduction and step back. We handle the statement analysis, the proposal, underwriting, and onboarding from there.
You keep the relationship, and none of the follow-up lands on your desk.
Opal is co-founded by a practicing CPA, so we built this program around what we'd want if we were the ones making referrals.
How it works
Four steps, three of which aren't yours.
You make the introduction
Email, text, or the referral form. One sentence is enough.We take it from there
Statement analysis, proposal, underwriting, onboardingYour client activates
They start processing at a rate you can seeYou get paid
A one-time bonus after their first successful month of processingThe bonus
What a referral pays.
The bonus is paid once your client finishes their first successful month of processing.
What counts
What makes a referral qualify.
At least $10,000 a month
In card volume, at the time of the introduction.
Not already in our pipeline
If we're already talking to them, it doesn't qualify.
Completes underwriting
The account has to actually board.
$1,000 in the first thirty days
Real processing, not a test transaction.
If you're not sure whether a client qualifies, send them anyway and we'll tell you.
Why CPAs send us clients
The part that matters to your practice.
Your client keeps more
A statement review shows the effective rate they're actually paying, which is often well above the number they remember being quoted. That gap is real money on their P&L, and you're the one who found it.
You aren't on the hook
No ongoing servicing and no awkward position if something goes wrong. All you did was make the introduction.
We'll tell them if they should stay
If your client's current setup is competitive, we say so and they stay where they are. We'd rather give that answer than take a deal that makes you look bad for sending it.
Refer your first client.
Send an introduction and we'll take it from there. If you'd rather talk it through first, Bailey will take the call herself.